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What's My Price Range for Buying a Home?

How much home can you afford? Getting pre-qualified for home purchase or pre-approved dramatically enhances your buying power. Learn more.

Crunch the numbers yourself with our Home Financing calculators or register for a complimentary consultation with one of our mortgage professionals by filling out the form below. (Offer limited to transactions within our service area. If not in our service area, please contact us.)

Talk to an expert

Pre-qualification vs. Pre-approval

What is Pre-qualification?
A loan pre-qualification results from an informal discussion between borrower and lender. Being pre-qualified helps you determine how much home you can afford, based on specific financial information you share with your lender without verification by the lender. Consequently, there is no guarantee you will qualify for the loan amount discussed. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets. The lender is not bound to make a loan when you're ready to buy.

What is Pre-Approval?
A loan pre-approval is based on documented and verified information regarding your employment, your income, your liabilities, your assets and the cash you have available to close on a home purchase. Being pre-approved requires that the lender verify your financial information, and does serve as a commitment to lend a specified amount based on that verified information. This allows you significant buying power with a seller who recognizes you are already approved for a loan when you make an offer on a property. So, to a seller, a lender's pre-approval letter is considerably stronger than a pre-qualification letter, because your financing is securer. Pre-approval also gives you peace of mind while you shop for a home, knowing that you are approved for the proper mortgage amount.

Get pre-approved now

Apply to Pre-Qualify or to receive Pre-Approval Now!
Please complete or call us Toll-Free at 800-598-0155
I'm a buyer and I would like:
To be pre-approved for a mortgage
To receive a loan pre-qualification letter
To apply for a loan
To discuss financing with an expert
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